OUR SERVICES

Long Term Care and Life Insurance

At Saline Financial Solutions, insuring each client's future is paramount. The firm's comprehensive approach provides financial and retirement planning but also addresses the importance of long term care and life insurance, offering assistance with proper coverage when needed.

Long term care insurance provides coverage for care that is generally not covered by traditional health insurance or federal programs, such as Medicare and Medicaid. Home care, assisted living and nursing home services are just a few of the benefits that are covered by long term care insurance.

As its name implies, life insurance is a policy that pays a specified sum of money to named beneficiaries. Most often paid at the time of a policyholder's death, the benefit payment may be made in the event of critical or terminal illness. Policy values may vary greatly and there are often certain exclusions written into the contract.

Jeff Saline and his team work together with clients to build long term care and life insurance coverage into their overall financial plan. Identifying needs, researching options and determining the most appropriate course is all part of the process. It is another way Saline Financial Solutions looks to provide peace of mind for its clients.